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Leave a gift in your will

Questions answered

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Have some questions about gifts in Wills? Here are from frequently asked questions:

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Can I add Action for Pulmonary Fibrosis to my existing Will?

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Making changes to an existing will is very straightforward. If you want to add APF to an existing Will, your solicitor can attach a written instruction, called a codicil. This must be done by your solicitor as changes you make yourself may inadvertently invalidate your Will.

The codicil will need the signature of two independent witnesses.

If there are a number of changes you want to make, it may be better to make a new Will, which your solicitor can help you with. At the same time you would need to revoke any previous Wills.

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What is a Codicil Form?

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A codicil form gives you a simple way to make small changes to your existing Will. We would always recommend using a qualified solicitor when using this form.

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What is meant by a percentage gift (residuary legacy) or cash gift (pecuniary legacy)?

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The two main types of gifts (legacies) that people leave in their Will are residuary and pecuniary.

A percentage gift, also known as a residuary legacy, is when a person leaves a percentage of their estate to a charity or several charities. This means that, however much your estate is worth, you can ensure your loved ones are looked after as well as giving a gift to your chosen charity.

A cash gift, also known as a pecuniary legacy, is a set sum of money.

Some people also like to leave personal possessions (jewellery, art and collectables). These are known as specific gifts.

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What wording should I use to leave a gift in my Will to Action for Pulmonary Fibrosis?

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The following wording is for a percentage (residuary) gift:

Subject to the payment of my debts, funeral and testamentary expenses, I give the whole/____% of my estate not otherwise disposed of by this my Will to Action for Pulmonary Fibrosis: a charity registered in England and Wales (1152399), Scotland (SCO50992) of Stuart House, St John’s Street, Peterborough PE1 5DD

The following wording is for a cash (pecuniary) gift:

I give free of tax to Action for Pulmonary Fibrosis: a charity registered in England and Wales (1152399), Scotland (SCO50992) of Stuart House, St John’s Street, Peterborough PE1 5DD

the sum of £_____ for the general purposes of Action for Pulmonary Fibrosis.

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What if my circumstances change?

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Should your circumstances change, a properly worded Will automatically takes account of this. This gives you the assurance that you are able to look after yourself, friends and family whilst still doing something for your chosen charity if there is any money left over after you die.

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Will leaving a gift in my Will affect my inheritance tax liability?

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Gifts to charities in your Will are generally exempt from inheritance tax. If you leave a charitable gift it will be deducted from your estate before inheritance tax liability is calculated. However, inheritance tax rules can change so it’s always best to discuss your Will and the type of gift you might like to leave with your solicitor.

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Do I have to have a lot of money to leave a gift in my Will?

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No. A gift, no matter how big or small, can make a significant difference. Even 1% helps APF continue to support those affected by pulmonary fibrosis long into the future.

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Get in touch

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Still have questions? Get in touch with your solicitor or give us a call, we’ll help if we can. Please do get in touch, either by email fundraising@actionpf.org or by phone on 01733 839642.

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